8,726 people live in Cohasset, where the median age is 46 and the average individual income is $109,135. Data provided by the U.S. Census Bureau.
Total Population
Median Age
Population Density Population Density This is the number of people per square mile in a neighborhood.
Average individual Income
Nestled along the picturesque coastline of Massachusetts, Cohasset is a charming seaside town known for its rich history, stunning ocean views, and tight-knit community. Whether you're a new resident, a visitor, or simply curious about this beautiful area, our guide will provide you with a comprehensive look at what makes Cohasset a unique and inviting place to live and explore.
Nestled along the rocky shores of Massachusetts’ South Shore, Cohasset is a town with deep historical roots and timeless coastal charm. Officially incorporated in 1770, Cohasset was originally part of Hingham before it split off to become its own township. The name "Cohasset" is derived from a Native American term meaning "long rocky place," a fitting tribute to its stunning coastline and granite-laden terrain.
Cohasset's early economy revolved around fishing, shipbuilding, and farming, leveraging its access to the Atlantic and its protected harbor. As the 19th century progressed, the town transformed into a summer retreat for wealthy Bostonians. During this time, grand estates began to dot the landscape, many of which still stand today as architectural testaments to the town’s Gilded Age prosperity.
One of the most notable landmarks is the Red Lion Inn, which dates back to 1704. It has hosted travelers for centuries and remains a symbol of the town’s colonial heritage. Another architectural gem is St. Stephen’s Episcopal Church, designed by famed architect Ralph Adams Cram in the early 20th century. Cram, known for his work on the Cathedral of St. John the Divine in New York, brought a stunning example of Gothic Revival to the center of town.
Notably, Cohasset Common serves as the historical and cultural heart of the town. Flanked by colonial homes and historic churches, the Common has remained a focal point of civic life for over two centuries, and continues to host town gatherings, seasonal fairs, and parades.
Cohasset may be small, but it’s brimming with a vibrant and deeply rooted cultural spirit that reflects its history, natural beauty, and tight-knit community. The town’s lifestyle is relaxed yet refined—a blend of seaside tranquility and New England sophistication.
Local culture revolves around the arts, civic engagement, and outdoor living. The South Shore Art Center, located in neighboring South Cohasset, is a major cultural hub offering gallery exhibitions, art classes, and community events. Many local artists call Cohasset home, inspired by the town’s rugged coastlines, wooded trails, and ever-changing light.
Cohasset also plays host to one of the South Shore’s premier summer traditions: the Cohasset Music Circus. This unique theater-in-the-round has welcomed legendary performers since 1951, ranging from classic rock icons to contemporary acts and Broadway-style productions. It's a beloved venue that brings both locals and visitors together under the tent each season.
Community engagement runs deep here. Organizations like Cohasset Working Dog Foundation, Cohasset Education Foundation, and Friends of Holly Hill Farm exemplify the town's philanthropic and environmental spirit. Holly Hill Farm itself is an organic farm and nonprofit educational center that connects residents with sustainable agriculture and nature education.
Seasonal events such as the Cohasset Village Fair, Holiday Stroll, and Fourth of July Parade showcase the town’s communal pride and small-town spirit. These events provide opportunities for residents to celebrate their heritage, support local businesses, and enjoy family-friendly entertainment throughout the year.
Cohasset offers a picturesque blend of natural beauty, coastal charm, and historical intrigue, making it a gem on the South Shore for both residents and visitors. Whether you're seeking a serene seaside escape, a hike through conservation land, or a day on the green, the town delivers with grace and style.
Beaches & Waterfront Escapes: At the heart of Cohasset’s allure are its stunning beaches. Sandy Beach, located on Atlantic Avenue, is one of the town’s most beloved coastal spots. Exclusively available to residents and their guests, this crescent-shaped stretch offers soft sands, gentle surf, and sweeping ocean views—perfect for sunbathing, swimming, and family picnics. Just to the north, Black Rock Beach provides a more rugged, rocky shoreline, ideal for beachcombing and quiet walks.
Harbor Life & Boating: Cohasset Harbor is a lively and scenic centerpiece of the community. With its marina, seafood shacks, and sailboats bobbing gently on the water, it captures the essence of New England’s nautical heritage. From here, locals enjoy kayaking, sailing, and fishing expeditions. The harbor is also the launching point for scenic tours to Minot Ledge Light, a historic offshore lighthouse affectionately nicknamed “Lover’s Light” due to its distinctive flashing signal.
Nature & Outdoor Recreation: For nature lovers, Wheelwright Park offers over 230 acres of wooded trails and quiet escapes. Hikers, birdwatchers, and dog walkers alike are drawn to its peaceful beauty year-round. Nearby Whitney and Thayer Woods, co-managed with The Trustees of Reservations, offer even more trails that connect to neighboring communities and conservation lands.
Another highlight is Holly Hill Farm, a certified organic farm that doubles as a community-supported agriculture site and environmental education center. It’s a favorite for families, offering seasonal produce, farm animals, and events like maple sugaring and Earth Day celebrations.
Golf & Country Clubs: Golf enthusiasts will appreciate the elegance and history of Cohasset Golf Club, one of the oldest private golf clubs in New England. Established in 1894, the club offers an 18-hole Donald Ross-designed course, tennis courts, and a stately clubhouse—making it a hub for both sport and socializing.
Landmarks & Hidden Gems: Historic landmarks are scattered throughout the town. In addition to the iconic Red Lion Inn and St. Stephen’s Church, visitors can explore The Paul Pratt Memorial Library, a stately building that doubles as a cultural center with lectures, concerts, and art exhibits. The charming Cohasset Common, framed by colonial architecture and mature trees, remains a tranquil spot for picnics and town events.
Cohasset's dining and entertainment scene is where classic New England flair meets elevated tastes. Whether you’re sipping cocktails by the water, enjoying a locally-sourced meal, or taking in a live show, Cohasset delivers with upscale ease and small-town warmth.
Restaurants & Culinary Delights
Cafés & Local Hangouts
Entertainment & Nightlife
Luxury Resorts & Stays
Cohasset offers a lifestyle deeply rooted in the outdoors, with its coastal landscapes, forested preserves, and ample recreational spaces providing residents year-round access to fresh air and activity. Whether you're into hiking, horseback riding, beach days, or family-friendly adventures, Cohasset’s outdoor scene caters to all ages and activity levels.
Beaches & Coastal Activities: The town’s prized coastline makes water recreation a cornerstone of life in Cohasset. Sandy Beach, a private town beach for residents and guests, is a beloved summer destination. Lifeguards, sailboats, and paddleboards share space with families picnicking under umbrellas or children hunting for sea glass in the shallows. Activities like surfing, kayaking, beach yoga, and clam digging are staples of the community’s summer rhythm.
Hiking Trails & Woodlands: Inland, Cohasset is rich with conservation land and wooded trails. Wheelwright Park is a local treasure, offering over 200 acres of walking paths that wind through quiet forests and past kettle ponds. Trails here are well-maintained and suitable for all levels, perfect for everything from morning jogs to snowshoeing in the winter.
Adjacent to Wheelwright is Whitney and Thayer Woods, part of a larger reservation managed by The Trustees of Reservations. This area offers more rugged and extensive trails, popular among equestrians, mountain bikers, and seasoned hikers. The bridle paths and gravel roads make it a haven for horseback riding—rare for coastal Massachusetts towns.
Farms & Nature Centers: Holly Hill Farm enhances Cohasset’s outdoor lifestyle by blending agriculture with recreation. This working organic farm offers equestrian programs, nature camps, volunteer opportunities, and walking trails that wind through pastures and woodlands. Families can pick up fresh produce, attend gardening workshops, or just wander the scenic grounds.
Harbor Life & Boating: Recreation on the water thrives thanks to Cohasset Harbor, which provides easy access to boating, sailing lessons, and fishing. The Cohasset Yacht Club offers a tight-knit boating community with regattas, social events, and sailing programs for all ages. Whether you're a lifelong sailor or a curious beginner, the harbor is a hub of coastal activity.
For families considering a move to Cohasset, the town’s education system is a standout feature. With high-performing public schools, respected private institutions, and a strong culture of academic achievement, Cohasset is an ideal place for families seeking quality education in a safe, community-oriented environment.
Public Schools: Cohasset is served by the Cohasset Public Schools district, which consistently ranks among the top school systems in Massachusetts. The district is known for its strong academics, robust arts programs, and emphasis on student well-being.
Private & Independent Schools: Families seeking private education have excellent options both in and near Cohasset:
Education Support & Community: Cohasset’s commitment to education is bolstered by community organizations like the Cohasset Education Foundation, which provides grants to enhance classroom innovation and student experiences. The town’s Paul Pratt Memorial Library also plays a vital role, offering tutoring programs, book clubs, and educational workshops throughout the year.
Despite its coastal seclusion, Cohasset offers surprisingly convenient access to Greater Boston, making it a prime destination for professionals seeking a peaceful retreat without sacrificing urban connectivity. Whether by road, rail, or sea, residents enjoy multiple commuting options to suit various lifestyles.
Driving & Highways: Cohasset is approximately 20 miles southeast of Boston and is easily accessible via Route 3A, which runs directly through town and connects with Route 3 for access to the I-93/I-95 corridors. Depending on traffic, the drive to downtown Boston typically takes 45–60 minutes, making it manageable for daily commuters, especially those with flexible schedules.
Commuter Rail Access: One of the most popular options for commuters is the MBTA Greenbush Line, with a dedicated stop right in Cohasset Village. The line provides a scenic and reliable ride to South Station in Boston in about 45–55 minutes, ideal for stress-free weekday commutes or weekend trips into the city.
Ferry Service & Park-and-Ride: Nearby Hingham Shipyard—just a 10-minute drive from Cohasset—offers commuter ferry service to Boston’s Long Wharf via MBTA Ferry, especially appealing during warmer months. The ferry is a favorite for those who prefer ocean breezes and harbor views over rush-hour traffic.
Airports: For frequent travelers, Logan International Airport in Boston is roughly 35–45 minutes away by car, offering both domestic and international flights. Additionally, Norwood Memorial Airport and Hanscom Field in Bedford serve private and regional air travel needs.
Cycling & Walking: Locally, Cohasset is highly walkable in its village core, with safe sidewalks, bike-friendly roads, and trails connecting residential areas to beaches, schools, and local shops. Families and fitness enthusiasts alike enjoy the easy access to daily conveniences without relying heavily on cars.
With its storybook coastal setting, rich New England architecture, and strong community vibe, Cohasset offers a real estate market defined by charm, prestige, and lifestyle appeal. Whether you're seeking a historic colonial, a modern seaside escape, or a sprawling estate, there's a home to match every chapter of life here.
Architectural Styles & Property Types
The town’s housing stock includes a broad mix of:
Most properties are single-family homes, though a small selection of townhomes and condominiums offer low-maintenance living for downsizers or second-home buyers.
Neighborhoods & Hotspots
Market Snapshot
Real estate in Cohasset tends to be competitive and well-valued, with home prices generally ranging from the $900Ks to over $4 million, depending on size, condition, and proximity to the water. The town’s high-performing schools, natural beauty, and community character make it a top choice for discerning buyers seeking long-term value.
Explore available listings here:
Whether you're buying your forever home or looking for a weekend retreat, Cohasset's market offers elegance, charm, and coastal luxury at every turn.
Flood Zones and Coastal Regulations
Cohasset's coastal location means significant portions of the town fall within FEMA flood zones, particularly properties along Jerusalem Road, Beach Street, Atlantic Avenue, and near Cohasset Harbor. Buyers should obtain an elevation certificate and understand whether the property sits in Zone VE (high-velocity wave action), Zone AE (standard flood hazard), or Zone X (minimal risk). Flood insurance is mandatory for properties in high-risk zones with federally backed mortgages and can range from $1,500 to $10,000+ annually depending on elevation and proximity to water. Properties built before FEMA maps were established may be grandfathered but still face higher premiums. The Massachusetts Coastal Flood Risk Model (MC-FRM) shows accelerated sea-level rise projections for the South Shore, making resale value and insurance costs critical long-term considerations.
Property Age and Historic Preservation
Many of Cohasset's most desirable homes date from the 18th and 19th centuries. While charming, these properties often require specialized maintenance, foundation work, and electrical/plumbing upgrades. Buyers should budget 15-25% beyond purchase price for immediate renovations in homes built before 1950. Some properties may fall under local historic preservation guidelines, limiting exterior modifications without approval from the Cohasset Historical Commission. Lead paint disclosure is mandatory for pre-1978 construction, and older homes may have knob-and-tube wiring, galvanized pipes, or outdated septic systems requiring replacement.
Septic Systems vs. Sewer
Most of Cohasset operates on private septic systems rather than municipal sewer, particularly in residential neighborhoods away from the village center. Title V inspections are required at sale and typically cost $500-$800. Failed systems must be replaced before closing, with costs ranging from $15,000 to $40,000+ depending on lot size and soil conditions. Properties with older cesspools or undersized systems may need upgrades to meet current Title V standards. Buyers should verify system age, pump records, and leach field condition during due diligence.
School Assignment Boundaries
Cohasset Public Schools use geographic catchment areas for Joseph Osgood Elementary (PreK-2) and Deer Hill School (3-5). While the town is small, certain streets feed into specific elementary buildings, and boundaries occasionally shift based on enrollment. Buyers prioritizing school proximity should verify current assignments with the district office, as attendance zones can affect property values. Homes within walking distance to Deer Hill or the Middle/High School campus command premiums among family buyers.
Private Beach Access and Resident-Only Restrictions
Sandy Beach, Black Rock Beach, and other town beaches are restricted to Cohasset residents and their guests only—seasonal beach stickers are required and cost approximately $200-$300 per household. Non-waterfront property buyers gain this access through residency, making it a significant lifestyle perk. However, buyers should confirm whether specific waterfront properties include deeded beach rights, private docks, or shared association access, as some older estates maintain exclusive arrangements.
HOA and Association Fees
While most Cohasset properties are single-family homes without HOA fees, some newer developments, townhome complexes, and waterfront associations charge monthly or annual dues ranging from $200 to $1,200+. Jerusalem Road estates occasionally share private road maintenance agreements or beach association memberships with annual assessments. Buyers should request HOA budgets, bylaws, and reserve studies to understand obligations and identify special assessments for capital improvements.
Market Speed and Competition
Cohasset's real estate market typically moves quickly, particularly for well-priced homes near beaches or top-rated schools. Average days-on-market for single-family homes ranges from 20-45 days in 2024-2025, with waterfront and village-center properties often receiving multiple offers. Buyers should be pre-approved, work with agents familiar with Cohasset's micro-markets, and be prepared for bidding wars on premium listings. Homes priced above $2.5 million move slower but still attract serious buyers from Boston, MetroWest, and out-of-state markets.
Parking and Garage Considerations
Many historic homes in the village center and along narrow coastal roads offer limited off-street parking or detached garages only. Winter storage for boats, kayaks, and seasonal equipment requires dedicated space. Properties without two-car garages or adequate driveways may pose challenges for families with multiple vehicles. On-street parking near the harbor and beaches is restricted during summer months, and resident permit requirements apply.
Zoning and Lot Restrictions
Cohasset maintains strict residential zoning to preserve neighborhood character. Minimum lot sizes vary by district—typically 20,000 to 40,000 square feet in residential zones—limiting teardown-and-rebuild opportunities. Setback requirements, maximum building height (often 35 feet), and lot coverage ratios restrict expansion potential. Buyers planning additions, pools, or accessory structures should consult the Zoning Board of Appeals early in the process. Coastal properties face additional Conservation Commission review under the Massachusetts Wetlands Protection Act.
Noise and Seasonal Activity
Properties near Cohasset Harbor, the Music Circus, or Sandy Beach experience elevated noise levels during summer months from boaters, beachgoers, and live performances. Jerusalem Road sees increased traffic from tourists and sightseers during peak season. Buyers seeking year-round tranquility should prioritize inland neighborhoods like Beechwood or North Cohasset. Proximity to Route 3A also brings road noise, particularly for homes on main corridors.
Property Taxes and Assessments
Cohasset's fiscal year 2024-2025 residential tax rate is approximately $12.50-$13.50 per $1,000 of assessed value—higher than some neighboring towns but reflective of strong school funding and services. A $1.5 million home carries annual taxes around $18,750-$20,250. Buyers should review recent property assessments and understand that waterfront properties often see faster appreciation and reassessment cycles. Massachusetts offers various tax exemptions for seniors, veterans, and disabled homeowners.
Water Quality and Well Systems
While most of Cohasset is served by municipal water through the Cohasset Water Department, some rural properties on the Hingham or Scituate borders rely on private wells. Well water requires annual testing for bacteria and contaminants, and buyers should request flow-rate tests and recent water quality reports. Coastal aquifers face saltwater intrusion risks, making well depth and casing condition critical factors.
Seasonality and Market Timing
Cohasset's real estate market follows predictable seasonal patterns. Spring (April-June) brings peak buyer activity as families target moves before the school year. Waterfront properties shine during summer months (June-August) when buyers can fully appreciate beach access and harbor views—staging outdoor spaces becomes critical. Fall (September-October) sees a secondary surge from relocated professionals and empty nesters. Winter (November-March) slows considerably, with waterfront homes particularly challenged by gray skies and harsh coastal weather. Sellers listing off-season should price aggressively and emphasize cozy interiors, commuter convenience, and year-round lifestyle rather than seasonal appeal.
Pricing Strategy for Micro-Markets
Cohasset's pricing dynamics vary dramatically by location. Jerusalem Road oceanfront estates require comparative market analysis from sales within the past 12-18 months, as this ultra-luxury segment moves independently of town-wide trends. Village-center colonials compete on walkability and charm, while North Cohasset and Beechwood properties emphasize space and privacy. Overpricing by even 5-10% can result in extended market time and eventual price reductions that stigmatize listings. Sellers should price at or slightly below recent comparables to generate immediate interest and potential bidding wars, particularly for homes under $1.5 million where buyer competition remains fierce.
Staging Trends and Buyer Expectations
Cohasset buyers expect elevated presentation. Professional staging is standard for homes priced above $1 million and increasingly common across all price points. Coastal contemporary aesthetics—white/neutral palettes, natural textures, nautical accents without cliché—resonate strongly. Sellers should depersonalize extensively, particularly in historic homes where dated wallpaper, heavy drapery, or dark wood paneling can overwhelm buyers. Outdoor spaces require meticulous attention: pressure-washed decks, manicured landscaping, and staged patios signal pride of ownership. Winter sellers should add cozy elements like throws, fires in working fireplaces, and professional photography that captures bright, warm interiors.
Buyer Demographics and Motivations
Cohasset attracts three primary buyer profiles. Young professional families (35-50 years old) from Boston and MetroWest prioritize top-rated schools, commuter access, and move-in-ready homes with modern kitchens and open floor plans. Affluent empty nesters and second-home buyers (55-70 years old) seek waterfront properties, village-center walkability, and low-maintenance living—often downsizing from larger suburban homes or purchasing seasonal retreats. Sellers should tailor marketing to emphasize school rankings and family amenities for the former, lifestyle and leisure for the latter. A smaller segment includes high-net-worth executives and entrepreneurs drawn to Jerusalem Road prestige and privacy.
Upgrades That Maximize Value
Certain improvements yield strong ROI in Cohasset's competitive market:
Avoid over-personalization like bold paint colors, highly specific landscaping, or niche features (home theaters, wine cellars) that don't align with broad buyer preferences.
Pre-Listing Inspections and Repairs
Savvy Cohasset sellers order pre-listing home inspections to identify and remediate issues before buyer discovery. Addressing foundation concerns, roof leaks, electrical deficiencies, or septic problems upfront prevents negotiation leverage and last-minute deal failures. Title V septic inspections are mandatory at sale—sellers who proactively pass or upgrade systems eliminate major buyer objections. Waterfront sellers should commission flood zone certifications and provide elevation certificates to streamline financing. Transparency builds buyer confidence and justifies premium pricing.
Marketing to Boston Professionals and Out-of-State Buyers
Cohasset competes for buyers relocating from urban markets like Boston, New York, and California. Sellers should emphasize commuter rail access (45-minute ride to South Station), ferry service from Hingham, and hybrid work-friendly home offices. Professional photography, drone footage of waterfront properties, and virtual tours are non-negotiable—many buyers begin searches remotely. Listings should highlight lifestyle narratives: "sail from your private dock," "walk to village shops," "raise your family in a top-10 Massachusetts school district." Digital marketing via Zillow Premier Agent, luxury real estate platforms (Sotheby's, Compass), and targeted social media campaigns reach affluent buyer pools.
Disclosure Requirements and Legal Considerations
Massachusetts law requires sellers to complete Property Condition Disclosure forms covering known defects, environmental hazards (lead paint, asbestos), and flood zone status. Cohasset's coastal location triggers additional scrutiny—buyers will investigate sea-level rise projections, insurance availability, and FEMA flood map changes. Sellers withholding material information risk post-closing litigation. Properties near conservation land or wetlands require documentation of previous Conservation Commission approvals for decks, landscaping, or hardscaping. Attorney review is standard in Massachusetts real estate transactions, and sellers should budget $1,500-$3,000 for legal fees.
Agent Selection and Hyperlocal Expertise
Cohasset's niche market demands agents with deep local knowledge. Top-performing agents understand micro-market pricing (Jerusalem Road vs. Beechwood), maintain relationships with luxury buyers, and know which properties compete directly. Sellers should interview multiple agents, review recent sales data in their specific neighborhood, and prioritize those with proven track records in their price range. Commission rates typically run 5-6% but are negotiable, particularly on higher-value listings.
Timing Around School Calendars and Corporate Relocations
Families avoid disrupting school years, creating urgency for spring closings. Sellers listing in February-March capture buyers under contract before summer. Corporate relocations often target July-August moves, creating demand for quick closings. Sellers with flexible timelines can accommodate rent-back agreements, allowing them to remain in homes post-closing while buyers secure financing—this flexibility can differentiate listings in competitive scenarios.
Cohasset’s architecture is a visual chronicle of New England’s rich design heritage—charming, elegant, and unmistakably coastal. The town’s homes blend historic preservation with modern luxury, offering a variety of styles that appeal to discerning buyers with an eye for both tradition and taste.
Colonial & Federal-Style Homes: Many of the town’s original residences are Colonial and Federal-style homes, dating back to the 18th and 19th centuries. These homes are typically symmetrical, featuring clapboard siding, gabled roofs, double-hung windows, and central chimneys. Authentic restorations and tasteful modern updates make these properties especially desirable among buyers who appreciate classic proportions and timeless craftsmanship.
Shingle Style & Coastal Designs: Along Jerusalem Road and other waterfront areas, Shingle Style homes reign supreme. This quintessential New England aesthetic, popularized in the late 1800s, emphasizes natural materials, asymmetrical forms, and wide porches perfect for catching sea breezes. These homes often include turrets, eyebrow dormers, and curved facades, reflecting a soft sophistication that’s in harmony with the rocky coast.
Cape Cod & Cottage Charm: The Cape Cod is another enduring design in Cohasset—modest yet full of character. These single- or one-and-a-half-story homes are known for their steep roofs, dormer windows, and cedar shake exteriors. Many have been expanded or enhanced over the years while maintaining their cozy cottage appeal.
Modern Farmhouses & Custom Builds: Newer developments and rebuilds introduce modern farmhouse aesthetics—think open floor plans, whitewashed facades, black-framed windows, and shiplap interiors. These homes offer high-end kitchens, home offices, and sustainability features without compromising neighborhood charm.
Architectural Highlights: Notable architects like Ralph Adams Cram have left their mark on Cohasset through ecclesiastical and residential design. His influence can be seen in St. Stephen’s Episcopal Church and nearby private estates featuring Gothic Revival and Arts & Crafts elements.
Conservation Commission and Wetlands Protection
Waterfront properties in Cohasset fall under strict oversight from both the local Conservation Commission and the Massachusetts Wetlands Protection Act (MGL Chapter 131, Section 40). Any work within 100 feet of coastal banks, salt marshes, beaches, or resource areas requires a Notice of Intent (NOI) filing and public hearings before construction begins. Even minor projects—installing fences, patios, retaining walls, or landscaping—trigger review. The Conservation Commission evaluates impacts on flood storage, wildlife habitat, water quality, and storm damage prevention. Violations carry fines up to $25,000 per day, and unpermitted work must be remediated at owner expense. Buyers planning renovations should budget $2,000-$5,000 for environmental consulting and permit processing.
FEMA Flood Zones and Building Requirements
Properties in FEMA-designated VE zones (high-velocity wave action) along Jerusalem Road and Atlantic Avenue face the strictest construction standards. New construction and substantial improvements (exceeding 50% of structure value) must elevate the lowest floor above Base Flood Elevation (BFE), typically 12-16 feet above sea level in Cohasset. Elevated structures require breakaway walls, flood vents, and pilings or columns rather than solid foundations. Zone AE properties (coastal flood hazard without wave action) near the harbor face similar but less stringent elevation requirements. These regulations significantly increase construction costs—elevating a home can add $150,000-$400,000+ to project budgets. Buyers purchasing flood-zone properties should verify whether existing structures are compliant or grandfathered under older standards.
Coastal Setback Restrictions and No-Build Zones
Massachusetts requires structures remain at least 50 feet from the mean high water mark, though local bylaws may impose stricter setbacks. Cohasset enforces additional buffer zones in erosion-prone areas where coastal banks are actively retreating. Properties along exposed shoreline may face limitations on rebuilding if structures are destroyed by storms or flooding—some become non-conforming and lose rebuild rights. Buyers should request certified property surveys showing setback distances and inquire whether previous variances or exemptions exist. Hardscape features like seawalls, revetments, and bulkheads require separate permits and face increasing scrutiny as Massachusetts shifts toward nature-based shoreline stabilization.
Private Docks, Piers, and Moorings
Installing or maintaining private docks and piers requires Chapter 91 licenses from the Massachusetts Department of Environmental Protection (MassDEP) in addition to local Conservation Commission approval. Seasonal docks must be removed annually to minimize habitat disruption. Permanent structures face stricter review and may be denied if they obstruct navigation or harm eelgrass beds. Mooring permits in Cohasset Harbor are issued by the Harbormaster and subject to waitlists—availability is limited, and permits are non-transferable with property sales. Buyers should confirm whether existing mooring permits transfer and verify dock permits are current.
Insurance and Financing Implications
Lenders require flood insurance for properties in Special Flood Hazard Areas (SFHA), with premiums based on elevation certificates and structure age. Properties below BFE face substantially higher costs—annual premiums can exceed $10,000 for older, non-elevated homes. National Flood Insurance Program (NFIP) policies cap coverage at $250,000 for structures and $100,000 for contents, requiring excess flood insurance for high-value homes. Some insurers have exited the Massachusetts coastal market entirely, limiting options and increasing costs. Buyers should obtain flood insurance quotes during due diligence and factor annual premiums into affordability calculations.
Future Risk and Regulatory Trends
Sea-level rise projections show Cohasset could experience 1.5-2.5 feet of additional rise by 2050, with accelerated erosion and increased storm surge impacts. FEMA is remapping flood zones, and future designations may expand high-risk areas, triggering insurance and construction requirement changes for properties currently outside flood zones. The Massachusetts Office of Coastal Zone Management (CZM) is developing stricter adaptation policies that may further limit coastal development. Buyers should consider 30-year ownership horizons and evaluate whether properties can be elevated, relocated, or economically maintained as climate risks increase.
Market Positioning and Price Points
Cohasset occupies the middle ground between Hingham's established affluence and Scituate's more relaxed beach-town vibe. Median home prices in Cohasset hover around $1.3-$1.5 million (2024-2025), compared to Hingham's $1.5-$1.8 million and Scituate's $1.0-$1.2 million. Cohasset offers smaller-town intimacy (8,000 residents vs. Hingham's 24,000 and Scituate's 18,000) with comparable school quality and coastal access but fewer commercial amenities than Hingham. Buyers prioritizing exclusivity and tight-knit community over shopping convenience gravitate toward Cohasset, while those seeking walkable town centers with more restaurants and retail favor Hingham.
School Performance and Family Appeal
All three towns boast top-tier public schools, but rankings reveal subtle differences. Cohasset High School consistently places in the top 10% statewide, with 95%+ college matriculation and strong AP participation. Hingham High School matches this performance with slightly larger class sizes and more extensive extracurricular offerings due to its bigger student body. Scituate High School ranks similarly but serves a larger, more geographically dispersed population. Families prioritizing smaller class sizes (Cohasset averages 18-22 students per class vs. Hingham's 22-25) and walkable school access often choose Cohasset. Hingham's proximity to private school options like Derby Academy and Thayer Academy attracts families seeking alternatives.
Commuting and Accessibility
Hingham offers superior commuting options with MBTA Commuter Rail (Greenbush Line) and ferry service to Boston from Hingham Shipyard—ferries run more frequently than Cohasset's single rail stop and provide faster access (30 minutes vs. 45-55 minutes). Hingham's proximity to Route 3 also shortens drive times to Boston (35-45 minutes vs. Cohasset's 45-60 minutes). Scituate shares the Greenbush Line but sits farther south, extending commutes to 60+ minutes by rail. Buyers with daily Boston commutes prioritize Hingham or northern Cohasset neighborhoods near the rail station. Remote workers and flexible commuters favor Cohasset and Scituate for their quieter, less congested character.
Coastal Character and Lifestyle
Cohasset delivers classic New England coastal charm with rocky shorelines, historic harbor culture, and intimate beach communities. Scituate offers more expansive sandy beaches (Minot, Sand Hills, Peggotty) and a younger, more casual beach-town energy with larger summer crowds and rental markets. Hingham balances suburban convenience with waterfront access but lacks Cohasset's dramatic oceanfront estates and Scituate's sprawling public beaches. Buyers seeking prestigious waterfront living and nautical heritage favor Cohasset's Jerusalem Road and harbor neighborhoods. Those wanting family-friendly sandy beaches and a laid-back vibe choose Scituate. Hingham attracts buyers prioritizing walkable downtown living over direct beach access.
Dining, Shopping, and Entertainment
Hingham outpaces both towns in commercial amenities, with Derby Street Shops, Hingham Shipyard, and a dense downtown corridor offering national retailers, boutique shops, and diverse dining from casual to upscale. Cohasset's village center is charming but limited—a handful of restaurants (Red Lion Tavern, 5 South Main, Bia Bistro), cafes, and specialty shops serve locals but lack variety for frequent dining out. Scituate offers a more expansive downtown with Irish pubs, seafood shacks, and family-style eateries but still trails Hingham in upscale options. Buyers accustomed to urban convenience often find Hingham's amenities critical, while those seeking quieter, less commercialized living embrace Cohasset's simplicity. The South Shore Music Circus distinguishes Cohasset for live entertainment.
Property Types and Architectural Character
Cohasset's housing stock leans heavily toward historic colonials, shingle-style estates, and waterfront mansions—architectural prestige defines the market. Hingham offers similar historic homes but also includes extensive modern subdivisions, townhome developments, and condo complexes appealing to diverse buyers. Scituate features more ranch-style homes, mid-century construction, and beach cottages alongside its historic inventory. Buyers seeking grand, historically significant properties or exclusive waterfront estates prioritize Cohasset. Those wanting newer construction, low-maintenance condos, or suburban subdivisions find more options in Hingham and Scituate.
Property Taxes and Municipal Services
Tax rates vary significantly: Cohasset ($12.50-$13.50 per $1,000), Hingham ($11.50-$12.50), and Scituate ($13.50-$14.50). While Scituate's rate is highest, lower median home values often result in comparable annual taxes. Cohasset and Hingham's higher rates reflect strong school funding, well-maintained infrastructure, and comprehensive municipal services. Scituate's larger geographic area spreads resources more thinly. Buyers should calculate total annual tax obligations based on target home values rather than comparing rates alone.
Community Vibe and Social Scene
Cohasset's small size fosters an intimate, intergenerational community where residents know their neighbors and civic engagement runs deep. Hingham's larger population creates more anonymity but also more social opportunities through clubs, organizations, and events. Scituate skews younger with a strong beach culture, Irish-American heritage, and active youth sports programs. Buyers seeking privacy and exclusivity lean toward Cohasset's quieter neighborhoods. Those wanting robust social calendars and diverse community programming favor Hingham. Scituate appeals to families prioritizing outdoor recreation and casual coastal living.
Resale Value and Investment Potential
All three towns demonstrate strong long-term appreciation, but Cohasset's limited inventory and prestige address cachet often yield faster equity gains, particularly for waterfront and village-center properties. Hingham's larger market and superior commuter access provide liquidity—homes sell faster across all price points. Scituate's lower entry prices attract first-time buyers and value-conscious families, but appreciation rates lag slightly behind Cohasset and Hingham. Buyers viewing real estate as long-term investments prioritize Cohasset and Hingham for wealth preservation and growth potential.
Cohasset is a town where micro-locations matter. Beyond the broad appeal of its coastline and village center, there are a handful of ultra-desirable streets and enclaves that command premium attention and reflect the pinnacle of the town’s lifestyle.
Jerusalem Road: Perhaps the most iconic address in Cohasset, Jerusalem Road is home to multi-million-dollar estates with sweeping Atlantic views. This winding, coastal road is known for its private drives, oceanfront mansions, and architectural prestige. Some of the area’s most expansive Shingle Style homes and historic summer estates are found here.
Beach Street & Atlantic Avenue: Running parallel to Sandy Beach, Beach Street and Atlantic Avenue offer rare beach proximity, walkability, and a blend of vintage charm and new construction. These streets are perfect for buyers seeking luxury coastal living just steps from the water.
Rust Way & Margin Street: Tucked just inland but still central, Rust Way and Margin Street are quietly luxurious residential pockets. Homes here enjoy large lots, manicured gardens, and proximity to Cohasset Common, making them a favorite among families and professionals seeking privacy and walkability.
"The Ridge" & "Olde Cohasset": Some locals refer to elevated areas overlooking the harbor as “The Ridge”, prized for their panoramic views and exclusivity. Meanwhile, "Olde Cohasset" near the Village features charming antique homes and a close-knit community feel, often passed down through generations.
These streets aren’t just addresses—they’re lifestyle statements. They represent the best of Cohasset: prestige, privacy, and presence.
Cohasset isn’t a one-size-fits-all town—it’s a place where distinct lifestyles converge in harmony, offering something for everyone who appreciates coastal beauty, community spirit, and elevated living.
For Families Seeking Excellence: With top-rated schools, safe streets, and abundant recreation, Cohasset is ideal for families who want both opportunity and outdoor access. Whether it’s walking to school, spending summer afternoons at Sandy Beach, or joining local sports and sailing programs, it’s a town where kids can thrive and parents can feel supported.
For Professionals Craving Peaceful Commutes: Cohasset suits Boston professionals seeking a lifestyle upgrade without giving up access to the city. With its commuter rail and ferry options, it offers a stress-free daily routine, plus the bonus of coming home to ocean views and wooded trails.
For Upscale Second-Home Buyers: Cohasset attracts seasonal residents and second-home seekers who desire elegance without ostentation. It’s perfect for those who want a weekend escape from the city with all the trappings of luxury—boating, fine dining, and historic charm—without the Hamptons-level scene.
For Retirees & Empty Nesters: With walkable streets, boutique amenities, and community events year-round, Cohasset is a haven for retirees looking to downsize without compromise. The town offers low-maintenance condos, ocean-view properties, and a close-knit social life that remains active and enriching.
For Artists, Nature Lovers & Philanthropists: Between its natural beauty, strong nonprofit scene, and local arts culture, Cohasset draws those who appreciate authenticity, creativity, and connection. Whether it’s volunteering at Holly Hill Farm, painting harbor views, or enjoying a concert at the Music Circus, this is a town that inspires.
There's plenty to do around Cohasset, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.
Explore popular things to do in the area, including Beach House, Mrs. Mekler's Mercantile, and Nantasket Sweets By Swedes.
| Name | Category | Distance | Reviews |
Ratings by
Yelp
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|---|---|---|---|---|
| Dining | 3.59 miles | 8 reviews | 5/5 stars | |
| Dining | 1.7 miles | 8 reviews | 5/5 stars | |
| Dining | 2.82 miles | 12 reviews | 5/5 stars | |
| Shopping | 0.92 miles | 5 reviews | 5/5 stars | |
| Active | 4.57 miles | 16 reviews | 5/5 stars | |
| Active | 0.35 miles | 5 reviews | 5/5 stars | |
| Beauty | 3.55 miles | 5 reviews | 5/5 stars | |
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Cohasset has 3,268 households, with an average household size of 3. Data provided by the U.S. Census Bureau. Here’s what the people living in Cohasset do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 8,726 people call Cohasset home. The population density is 1,664.252 and the largest age group is Data provided by the U.S. Census Bureau.
Total Population
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Average individual Income
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Blue vs White Collar Workers
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Whether you are buying or selling a home on the South Shore, our goal is to provide you with the level of personal attention and services you need to ensure a smooth and successful real estate transaction.
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